Category Archives: Real Estate Services

Recently SOLD Real Estate – Southside Real Estate Listing Under Contract

Richmond Real Estate Listing – 5905 Willow Creek Way

Thanks to the Richmond Real Estate Experts at The 20/20 Team – Keller Williams Realty Richmond Virginia this great Southside Real Estate listing in now under contract! We told you this Charming Southside Cape wouldn’t last long! This cute & cozy two bed, two full bath Richmond Real Estate Listing is move in ready with new vinyl windows, new HVAC & new paint! Located near Forest Hill Ave & Powhite be in either Midlothian or Downtown in minutes! Step out your front door & you’re only moments away from Forest Hill Park, South of James Farmers Market, The James River Park Trail System, The Fan, Carytown & So much more! Inside you will find handsome paneling & hardwoods throughout the first floor making the home feel truly warm & inviting. The beautiful kitchen features, gas cooking, stainless steel appliances and stunning soapstone counter tops. The bright & spacious family room is open to the formal dining room, making this the perfect space for entertaining, & boasts a stately brick fireplace & wood stove. When you’re ready for some rest & relaxation you can enjoy all of Virginia’s wonderful season from the airy Florida Room or retreat upstairs to your private master suite. The 2nd story loft is the perfect place for either work or play & would make the perfect home office or rec room! With its superior location & endless features this Richmond Real Estate Listing has it all!

Southside Real Estate Listing Under Contract - Recently SOLD Richmond Real Estate

5905 Willow Creek Way, Richmond, Virginia 23225

Sell A Home

Are you looking to Sell a home in Richmond Virginia? The 20/20 Team has helped hundreds of clients sell a home throughout Central Virginia and we would love to help you Sell a Home and take your Richmond Real Estate listing from “For Sale” to “SOLD!”. Our Team of Richmond Real Estate Experts works hard to help ensure that our Richmond Real Estate Listing are priced Right and are competitively marketed! At The 20/20 Team our Richmond Real Estate Experts put the client first and make sure that all of their expectations are met! But you don’t have to take our word for it! Check out what some of our past clients have to say! If you are ready to sell a home in Richmond contact us today to see how we can help.

Richmond Real Estate Search

Are you looking to Buy a home in Richmond Virginia? Not sure where to start your Richmond Real Estate Search? Well look no further! At we have three great ways for you to search for Homes in Richmond Virginia! First stop by and browse our list of Feature Homes in Richmond Virginia. This great list includes some of our Favorite Richmond Real Estate Listings. Or you can search all homes in Richmond Virginia using our Real Estate Search Tool. This great search tool allows you to input exactly what you are looking for when buying a home and will give a great list of Homes in Richmond Virginia that match this criteria! One of the best features of The 20/20 Team Website is the Real Estate Search by Neighborhood feature! Simply select your area of interest and search all Richmond Real Estate listings for sale in this area. No matter how you choose to search we are sure to help you find a home so you can buy a home!


Richmond VA Home Loans – QE and QM; Who cares?

QE and QM; Who cares?

While navigating the Richmond real estate market you will hear both of these terms on the radio, internet, and TV news. What do they mean and if you are looking to buy a home in Richmond VA this year, why should you care. Well, in brief…

Quantitative Easing

QE means quantitative easing. Since the crash in 2008 the government has spent a lot of money in several different waves of spending to boost the economy. One of the ways they boosted the economy was to buy mortgage securities which drove down rates and helped housing. QE means that the government is letting off of the gas and cutting it’s spending program. This will cause mortgage rates to increase. Quantitative Easing is currently underway and spending on mortgage securities will gradually taper this year.

Why does this matter? Mortgage rates will slowly increase during 2014. With this information it is easy to see why now is the time to buy  homes in Richmond Virginia versus waiting until later in the year.

Qualified Mortgage

QM  or qualified mortgage is a Federal Law where the government is attempting to limit risky mortgages by putting new rules in place. QM will have a minimal impact on mortgage guidelines since most of the rules it imposed were already being carried out by the mortgage industry. However QM will limit some interest only or more unusual loans and will continue to tighten underwriting guidelines.

Why does this matter? Mortgages and client documents in 2014 will be scrutinized even closer than they were in the past.  In general these are minor changes but will cause mortgage underwriting to be more restrictive.

In conclusion if you are in the market for housing in Richmond Virginia expect payments to be higher in 2014 due to appreciation and higher rates and expect for mortgages to continue to be more challenging in terms of paperwork and underwriting scrutiny.

If your 2014 includes taking the plunge into home ownership contact us today and see how we can help.  The Richmond real estate experts at The 20/20 Team and the Richmond Mortgage Professionals at The Cowart Mortgage Team have a successful track record when it comes to Richmond real estate.  Let this winning combination help put you in you next home!

Expert Richmond Virginia Lender

Greg Cowart – Richmond VA Lender

Open House – selling houses in Midlothian

There is a lot to be said about open houses. Some real estate agents love them and some agents hate them. Some home sellers want them every weekend and some hate them.

So what exactly does an open house mean to you, The Seller?  What this does for you is allows the public to have an opportunity to see your home without the pressure of scheduling showings through a real estate agent. Casual lookers sometimes aren’t so casual. In fact, many times these lookers are a captive audience waiting to see the right home.

What are the results of an open house?  According to the national association of realtors the results of open houses speak clearly with a less than 1% chance to produce a buyer for your home. However, we believe that this is in large part because most real estate agents put as much time into holding your open as they do flossing their teeth. Its true that many times open houses don’t produce results but sometimes they do. Last year I sold two homes while at an open house and had multiple second showings after an open house.

Location is important. Its prooven that holding an open house somewhere that isn’t easily traveled by most buyers will end up in total disappointment. While a location that features lots of foot and car traffic could yield 20-30 buyers in a 2 hour period. 

If you’re thinking of listing your home and want to know more about my marketing… Contact me. Tyler Rackley with The 20/20 Team.

Servicing your real estate needs in Richmond, Chesterfield, Midlothian, Short Pump, Glen Allen, and more.